University Of Western Ontario

The University of European New york, generally known as among North america institutions and universities as European, is a public research university situated in London, uk, New york, North america. The university's main university protects 455 hectares (1,120 acres) of area, with the Thames Stream running through the southern section. European provides a wide range of educational programs between 12 ability, professional educational institutions and three associated university institutions.[7]
The university was established in 1878 as the European University of London, uk, New york,[8] a denominational school of the Cathedral of Britain, by Bishop Isaac Hellmuth and the Anglican Diocese of Huron. The university became high-end in 1908 and was relabeled to its present name in 1923. The college has over 23,000 undergrad and 5,000 learners. More than 220,000 graduates and former learners of European can be found in over 100 nations around the world. The European university fitness groups are known as the European Mustangs, and are members of the North america Interuniversity Game. The School of The state of michigan (commonly termed as The state of michigan, U-M, UMich, or U of M) is a community analysis university located in Ann Arbor, The state of michigan in the United Declares.[5] It is the region's earliest university and the leading university of the School of The state of michigan. It is one of the unique eight Public Ivy colleges and is one of the beginning associates of the Organization of America Universities. It has been rated among the top five analysis colleges in the US,[6] and among the top 20 colleges on the globe,[7][8][9][10] such as one position, as great as the 4th best university on the globe.[11] U-M also has satellite tv grounds in Flint and Dearborn.The university was established in 1817 in Detroit as the Catholepistemiad, or School of Michigania, about 20 years before the The state of michigan Area formally became a state.[12] What would become the university shifted to Ann Arbor in 1837 onto 40 miles (16 ha) of what is now known as Main Campus.[13] Since its organization in Ann Arbor, the university has actually extended to include more than 584 major structures with a mixed area of more than 31 thousand total sq ft (712 miles or 2.38 km²),[14] and modified its educational system from a totally traditional program to one that contains technology and analysis.[15] U-M was the site of much university student activism in the Sixties.[16] When presidential applicant David F. Kennedy frequented the School on Oct 14, 1960, he provided an unplanned conversation on the steps of the The state of michigan Partnership that led to a School of The state of michigan university student action which provided to the organization of the Serenity Corps.[17] The School was also a point of interest in the debate over positive action within college acceptance.[18]Michigan has one of the biggest living graduates categories at more than 500,000 this year.[19] U-M operates the School of The state of michigan Health System[20] and has one of the biggest analysis expenses of any America university, moving the $1.24 billion dollars level during the 2010-2011 educational year.[21] The university has very great analysis action and its extensive graduate student system offers doctor's levels in the humanities, social sciences, and STEM areas (Science, Technology, Technological innovation and Mathematics) as well as professional levels in medication, law, and dental care.[22]Its fitness categories, called the Wolverines, are associates of the Big Ten Meeting and the Main College Baseball Organization.

University of Texas at Austin

The University of Florida at Austin, tx (informally University of Florida, UT Austin, tx or UT) is a condition analysis university, and is the leading organization of the University of Florida System.[7][8][9][10] Established in 1883, its university is roughly 0.25 kilometers (400 m) from the Florida State Capitol in Austin, tx. The organization has the fifth-largest single-campus registration in the country and the biggest in Florida, with over 50,000 undergrad and learners and over 24,000 staff and staff.[11][12][13][14]
The University of Florida at Austin, tx was known as one of the unique eight Public Ivy institutions[15] and was awarded with a American Organization of Colleges in 1929.[16] The university is a major center for educational analysis, with analysis expenses going above $640 thousand for the 2009–2010 school year.[17] The university homes seven museums and 17 collections, such as the Lyndon Baines Brown Collection and Art gallery and the Blanton Art gallery of Art,[18] and functions various reliable analysis features, such as the J. J. Pickle Research Campus and the McDonald Observatory. Among university staff are individuals of the Nobel Award, Pulitzer Award, the Hair Award, and the Nationwide Honor of Technology, as well as many other prizes.[19]
UT Austin, tx college student sportsmen contend as the Florida Longhorns and are members of the Big 12 Meeting. The university has won four NCAA Department I Nationwide Soccer Tournament, and has stated more headings in females and gents activities than any other school in the Big 12 since the group was founded in 1996.[20] Current and former UT Austin, tx sportsmen have won 117 Olympic prizes, such as 14 in China in 2008.[21] The university was identified by Sports Shown as "America's Best Sports College" in 2002. The University of Florida, Los Angeles (UCLA) is a public research university in the Westwood community of Los Angeles, Florida, USA. It is the second-oldest of the ten grounds of the University of Florida program.[8] UCLA (along with Berkeley) is regarded a leading university of the University of Florida program.[9][10][11][12][13] It gives you over 300 undergrad and graduate student level programs in a variety of professions. With an registration of about 26,000 undergrad and about 13,000 learners from the U. s. Declares and around the world, UCLA is the biggest university in the state of Florida with regards to college student body[14] and the most popular university in the U. s. Declares by number of candidates.[15] The university was chosen to the Organization of U. s. states Colleges and universities in 1974.[16]
The university is structured into five undergrad institutions, seven expert educational institutions, and four expert health technology educational institutions. The undergrad institutions are the College of Characters and Science; Gretchen Samueli University of Technological innovation and Used Science; University of the Artistry and Architecture; University of Cinema, Movie, and Television; and University of Breastfeeding. 15 Nobel Prize laureates, one Areas Medalist,[17] and two Turing award winners[18] have been associated with the university as staff, scientists, or graduates. Among the current teachers, 51 have been chosen to the Nationwide Academia of Sciences, 23 to the Nationwide Academia of Technological innovation, 37 to the Institution of Medication, and 120 to the U. s. states Academia of Artistry and Sciences.[19]
UCLA student-athletes contend intercollegiately as the Bruins. As a participant of the Pacific-12 Meeting, the Bruins have won 125 national tournament, such as 108 NCAA group tournament as of Dec 2011, more than any other university.[20][21] UCLA student-athletes have won 250 Olympic awards – 125 gold, 65 gold and 60 brown. The Bruins have had at least one opponent in every Olympics since 1920 with one exemption (1924), and UCLA has won a gold honor in every Olympics since 1932 excluding 1980 (boycott).

University of Pennsylvania

The School of California (commonly termed as Penn or UPenn) is an United states private Ivy Group research university located in Chicago, California, U. s. Declares. Penn views itself the fourth-oldest organization of college in the U. s. Declares,[note 2] as well as the first university in the U. s. Declares with both undergrad and graduate student studies. It is also one of the Northeastern Institutions. Integrated as The Trustees of the School of California, Penn is one of 14 beginning associates of the Organization of United states Institutions and universities.
Benjamin Franklin, Penn's creator, endorsed an academic program that targeted as much on practical knowledge for industry and community assistance as on the oldies and theology. Penn was one of the first academic institutions to follow a multidisciplinary model developed by several Western universities, focusing several "faculties" (e.g., theology, oldies, medicine) into one organization.[5] It was also home to many other academic enhancements. The first med university in Northern The united states (Perelman School of Medication, 1765), the first college company university (Wharton, 1881) and the first student partnership (Houston Area, 1896),[6] were all created at Penn.
Penn offers a wide range of academic divisions, an comprehensive research business and a number of community outreach and community assistance applications. It is particularly well known for its university of drugs, dental university, university of company, law university, devices university, breastfeeding university, vet university, its social sciences and humanities applications, as well as its biomedical training and research abilities. Its undergrad applications are also among the most particular in the country (12.3% popularity rate).[7] One of Penn's most well known academic features is its focus on interdisciplinary knowledge, which it encourages through numerous combined degree applications, research facilities and professorships, a specific university, and the ability for learners to take sessions from any of Penn's academic institutions (the "One School Policy").[8]
All of Penn's academic institutions, alone or mutually, display very high research activity. Penn is continually included among the top five research universities in the U. s. Declares,[9] and among the top research universities in the world, both in terms of classifieds of research.[10] In financial year 2011, Penn lead the Ivy Group in academic research spending with an $814 million budget, such as some 4,000 staff, 1,100 postdoctoral guys and 5,400 support staff/graduate staff.[2] As one of the most active and legendary research organizations, Penn is associated with several important enhancements and findings in many areas of technology and the humanities. Among them are the first general purpose electronic computer (ENIAC), the Rubella and Liver disease B vaccinations, Retin-A, psychotherapy, conjoint research and others.
Penn's academic and research applications are led by a large and highly effective staff.[11] In the last ten years alone 9 Penn teachers or graduate learners have won a Nobel Award. Over its long history the university has also produced many recognized graduates. These include 12 leads of state (including one U.S. President), 3 U. s. Declares Superior Judge justices, and supreme court justices of other states, creators of technology companies, worldwide law companies, and international banking organizations, university presidents and 18 living billionaires.

University of Washington

School of Florida (UW), known as Florida or informally UDub, is a group research school in Facilities, Florida, U. s. States. Recognized in 1861, UW is one of the first institutions on the European Shore.The school ranked 16th among the planet top 500 institutions by Academic Position of Globe Colleges and universities (ARWU) and ranked Twenty 4th on the planet among the 100 world best institutions by Times Higher Knowledge Globe University Roles.
The school has three campuses: the greatest in the University Area (Seattle) and two others in Tacoma and Bothell. Its managing costs and research cost variety for financial year 2012 damaged more than US$ 7.2 billion dollars dollars The UW uses up over 500 components, with over 20 thousand complete sq video of space, such as the newest University of Florida Plaza made up of the 325 ft UW Framework and conference center.
The University of Florida has been called a Public Ivy company and is an selected participant of the United states Organization of Colleges along with universities.School of Florida has been ranked in the top 20 worldwide since 2003 and the university's research cost variety is among the biggest in the U. s. States. The University of Windsor (U of W or UWindsor) is a public extensive and analysis university in Windsor, New york, North america.[3] It is Canada's most southern university.[4] It has a student inhabitants of roughly 15,000 full-time and part-time undergrad learners and over 1000 learners.[5] The University of Windsor has finished more than 100,000 graduates since its beginning.[6]
The University of Windsor has nine ability, such as the Staff of Arts and Public Sciences, the Staff of Education, the Staff of Technological advancement, Odette University of Business, the Staff of Graduate student Studies, the Staff of Human Kinetics, the Staff of Law, the Staff of Breastfeeding, and the Staff of Technology. Through its various ability and separate educational institutions, Windsor's primary analysis passions focus on automobile, ecological, and social rights analysis, yet it has progressively started concentrating on health, natural science, and business analysis.[7]
Recently, the University of Windsor has established a University of Medication in collaboration with the Schulich University of Medication & Dental care from the University of European New york.

GEICO

The Government Employees Insurance Company (GEICO /ˈɡaɪkoʊ/) is an auto insurance company. It is a wholly owned subsidiary of Berkshire Hathaway that as of 2007 provided coverage for more than 13 million motor vehicles owned by more than 11 million policy holders. GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia. Rather than relying on agents to sell policies, GEICO uses a direct-to-consumer sales model and puts funds saved from not paying agent commissions toward the purchase of television advertising, with several campaigns running simultaneously in national markets. Its mascot is "Martin," a Gold dust day gecko with a Cockney accent, voiced by English comedian and actor, Jake Wood. GEICO is well known in popular culture for its advertising, having made a large number of commercials intended to amuse viewers.
GEICO was founded in 1936 by Leo Goodwin, Sr. and his wife Lillian to provide auto insurance directly to federal government employees and their families.^[2] Since 1925, Goodwin had worked for USAA, an insurer which specialized in insuring only military personnel; he decided to start his own company after rising as far as a civilian could go in USAA's military-dominated hierarchy. Based on Goodwin's experience at USAA, GEICO's original business model was predicated on the assumption that federal employees as a group would constitute a less risky and more financially stable pool of insureds, as opposed to the general public. Despite the presence of the word "government" in its name, GEICO has always been a private corporation not affiliated with any government organization.
In 1937, the Goodwins relocated GEICO to Washington, D.C. and reincorporated the company as a D.C. corporation after realizing that their business model would work best in the place with the highest concentration of federal employees.
An important figure in GEICO's history is David Lloyd Kreeger, who became president of the company in 1965 and helped steer it into a major insurance enterprise. In 1948, he formed a group of investors who bought into GEICO right before it went public that year. He became senior vice president and general counsel of the company. Six years after becoming president of GEICO in 1964, he was named chairman and chief executive officer. He retained those titles until he retired in 1975. He continued as chairman of the executive committee until 1979, when he was named honorary chairman.^[3]
In 1974, under Kreeger's leadership, GEICO began to insure the general public, after real-time access to computerized driving records became available throughout the United States, and it was briefly the fifth-largest U.S. auto insurer. By 1975, it was clear that GEICO had expanded far too rapidly (during the 1973–75 recession) when it reported a $126.5 million loss. To prevent GEICO from collapsing, a consortium of 45 insurance companies agreed to take over a quarter of its policies, and it was forced to issue a stock offering (thus diluting existing stockholders) to raise money to pay claims. It took five years (during which the company shrank significantly) and a massive reorganization to set GEICO on the path to recovery.
GEICO has also offered other types of insurance besides auto: homeowner's insurance from 1962 to 1996, a sister company, the Government Employees Life Insurance Company (GELICO), offered life insurance from 1975 to 1985. Although GEICO has since focused on its core auto insurance competency (selling GELICO to Legal & General), it uses its established direct sales infrastructure to market homeowner's and other types of insurance underwritten by other companies.
In 1996, after many years as a publicly traded firm, GEICO became a wholly owned subsidiary of Berkshire Hathaway.
GEICO generally deals directly with consumers via telephone and internet through its own insurance agency, the GEICO Insurance Agency, thus freeing up capital that would otherwise be spent on employing insurance agents in the field, but it does have offices across the country for those consumers who prefer to deal with an agent. It is now the third largest direct writer of private auto insurance in the United States.

Umbrella Insurance

Progressive stands behind you and your family when the unexpected happens.
Our umbrella insurance offers additional insurance protection above your current auto and homeowners policies that secures the lifestyle you've worked hard for.
Your assets, your college fund, your nest egg, your retirement savings — they could be at risk from legal liability claims without the right level of coverage.
With umbrella coverage you can choose up to $5 million in added liability protection.

Choose Progressive Personal Umbrella coverage for:

• UP TO $5 MILLION IN COVERAGE that extends well beyond your home and auto insurance policies
• PERSONAL INJURY COVERAGE for claims of libel, slander, defamation of character and more
• WORLDWIDE COVERAGE for incidents that happen abroad
• VACATION RENTAL LIABILITY protection for boats, jet skis, scooters and other rentals
• DEFENSE COVERAGE for attorneys' fees and other legal costs

How Personal Umbrella Coverage Protects You

Consider this scenario: You're sued for $1 million after an auto accident or an incident on your home or property. But your insurance only covers up to $500,000 in damages. Who's responsible for the other $500,000 if you're ordered to pay it? You are — unless you have Personal Umbrella insurance.
Progressive's Personal Umbrella insurance covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With Personal Umbrella coverage, your home is safe. Your lifestyle is safe. You're safe.

Who Needs Personal Umbrella Coverage?

Progressive's Personal Umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection.
If you drive a motor vehicle or you own a home or condominium, you're vulnerable to legal action and large judgments. If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important.

Stay in Control — Even if You Can't Control Events

Your lifestyle is precious. Your family's security is essential. And, less than $1 a day can protect the comforts and the people you hold dear.*

Fire Insurance

As noted above, fire risks are not always insured by homeowner’s policies. It may be that after a thorough review of your homeowner’s insurance, fire is treated by that insurer as a separate and distinct risk all its own. While it is not unheard of to go without fire insurance, many have opted to go this route and wound up regretting it when tragedy ensued. In some areas of the country, fire insurance is more essential than others – for instance, the chronically dry and hot regions of the southwest. Those living in remote or rurual areas are also presumably at higher risk, since firefighters will have a more difficult time dispatching help to such places.

Homeowner’s Insurance

Whether you own or rent your living space, insurance on the structure and your belongings is essential. Homeowner’s insurance is a somewhat vague label encompassing various types of specific risks such as flood, fire and earthquake (although these are not always included) and more often, vandalism and theft. To the extent that your home and the belongings you store in it are more valuable to you than the cost of a homeowner’s insurance premium, you should have such a policy. Ditto for renters, who can and often should purchase renter’s insurance on the belongings stored in their apartments. At a minimum, you can expect homeowner’s insurance and renter’s insurance policies to protect you against harm done to your living space by others. Clearly, where you live also influences how urgent the need for these types of policies are. Those living in known high crime areas, for instance, would be downright foolish not to have a good insurance policy on their homes.

Health Insurance

Contrary to general assumptions, health insurance was not always a must-have in America. As recently as fifty years ago, it was quite common to be uninsured for all but the most catastrophic medical expenses. But times have changed, and some form of health insurance is in many respects a necessity today. As the costs of everything from doctors visits to prescription drugs has steadily risen, it is increasingly difficult for people to pay most medical expenses out of pocket. The most common solution is usually a policy offered through your employer. However, there are other ways of becoming insured, including buying an individual policy (though this is often pricey), buying insurance as part of a group, or using a Health Savings Account to buy a high-deductible policy that covers only major issues like extended hospital stays or surgeries. The older and/or less healthy you are, the more important it is to be insured. Liability insurance is crucial for anyone operating a business that exposes others to risk. Doctors, for instance, are required to purchase malpractice insurance to protect against lawsuits stemming from mistakes or wrongdoing in their work. Construction companies buy liability insurance as well, to protect against workplace accidents involving their employees. The general principle is that if your business entails the possibility of others being harmed, you are obligated either by law or rationality to buy some form of liability insurance. Unfortunately, liability insurance is often quite expensive. Doctors frequently cite the prohibitively high cost of malpractice insurance as a reason they go out of business.

Flood Insurance

Flood insurance, too, is sometimes but not always included under the umbrella of homeowner’s insurance. If you already have a homeowner’s policy, it is important to review it and determine whether floods are excluded from coverage. Unless flood damage is explicitly mentioned, the insurance company will not pay a dime for damages suffered in connection with flooding in your home. The potential damages from floods run the gamut from mild annoyances like vaccuming out the basement and replacing some moldy carpet to outright disasters like your home being torn off its foundation. Some areas of the country (such as coastal regions) are officially recognized as high-flood areas where residents are required to buy flood insurance as a condition of buying property. Even in areas where flood insurance is not required, you should conduct your own analysis and decide whether it’d be smart to buy a policy anyway.

Earthquake Insurance

The world has seen its fair share of devastating earthquakes in recent years, which has driven greater awareness of the need for earthquake insurance. Like flood and fire insurance, earthquake insurance is sometimes but not always included in homeowner’s insurance policies. Unless a homeowner’s policy explicitly provides for earthquake damage, it will not pay out a dime for it. And just as there are particularly fire-prone and flood-prone areas, there are earthquake-prone areas. California comes to mind as the obvious example, but it is far from the only example. If you live in such an area, earthquake insurance is typically required as a condition of buying a home. But even if it isn’t, you ought to do your own homework and decide whether it might make sense to buy one anyway. Earthquake insurance could mean the difference between getting a fresh start and hopelessly losing everything.

Title Insurance

Title insurance comes into play during real estate transactions and exists to guarantee that the title to a given property is, in fact, valid and marketable title free and clear of liens, judgments or encumbrances. The danger is that a prospective home owner or real estate investor will pour weeks or months of time (to say nothing of the purchase price) into buying a property, only to find out that they do not actually have clear ownership of it when the deal goes through. The resulting legal battles involved in unwittingly buying a property with liens or judgments can be extremely problematic. Title insurance protects prospective buyers or investors from inheriting any such problems with the property they are buying.

Motorcycle Insurance

State Farm® has offered motorcycle insurance since 1962

Protection for the Open Road

The open road is always an adventure. You never know what might be around the bend. So make sure you're prepared for whatever the road has in store for you, with a State Farm motorcycle insurance policy.

Motorcycles Covered by State Farm

We will consider any factory-built motorcycle, classic motorcycle, custom motorcycle, motorscooter and other two or three-wheel vehicles including minibikes and trail bikes licensed for use on public roads.

Motorcycle Insurance Coverage Options

• Bodily injury to someone else or property damage that you accidentally caused while riding your motorcycle.
• Bodily injury to yourself because of an accident with an uninsured motorist.
• Damage to your motorcycle caused by an accident.
• Theft, fire, vandalism, and other losses even while your motorcycle is in storage for the winter.
• Custom motorcycle work, such as paint or upgraded components
• Attached side cars.

Personal Insurance

You may have more valuable possessions than you realize. Your Homeowners Policy can provide some coverage, but with deductibles and limitations. A Personal Articles Policy can provide the additional coverage that you may need.

Personal Articles Policy

Some items the Personal Articles Policy may cover are:

• Jewelry
• Furs
• Cameras
• Musical Instruments
• Silverware/Goldware
• Golf Equipment
• Fine Art (such as oriental rugs and paintings)
• Collectibles
• Sports Equipment
• Computer Equipment

Personal Liability Umbrella Policy

Judgments amounting to thousands or even millions are being awarded by juries across the country in ever-increasing numbers. If you accidentally injure someone or damage their property, you could be the one being sued. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits.
Coverage amounts are written in increments of $1 million and supplement your present policies to provide additional personal liability protection.

Flood Insurance Coverage

One of the most important ways to prepare for a flood is to buy flood insurance coverage.

Most homeowners insurance policies do not cover flood damage. State Farm®’s homeowner policies do not provide coverage for flood.

If your community participates in the National Flood Insurance Program, you can buy a flood insurance policy through your agent.
Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).
State Farm agents enrolled in the NFIP Direct Program are able to write and service flood insurance coverage directly through the federal government program, NFIP Direct.
A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So, don't wait until a flood is imminent to buy a policy.
For more information about the NFIP and flood insurance, contact your State Farm agent.
The National Flood Insurance Program is only available in the United States.

Your automobiles/recreational vehicles

If you carry comprehensive coverage (optional) on your automobile/recreational vehicle policy, then the direct, sudden damage to your vehicle resulting from a tsunami would be covered under the terms of most policies.

Garage Insurance

Small businesses in the auto trade need garage insurance to protect them from a variety risks. Things like injuries, mistakes or property damage could result in lawsuits that lead to damaging judgments against you.
Having adequate garage insurance could mean the difference between staying in business or not.
Now you can get garage insurance through the Progressive Commercial AdvantageSM program. Small businesses that qualify could be eligible for the following types of coverages:

• Business Owner's Insurance (or BOPs)
• Workers' Compensation Insurance
• Garagekeepers Legal Liability Insurance
• Commercial Vehicle Insurance

Types of Garage Insurance

Most businesses in the auto trade need some form of garage insurance to be protected. Common types of garage insurance include:

• Tow Truck Insurance
• Body Shop Insurance
• Repair Shop Insurance

• Muffler Shop Insurance
• Radiator Services Insurance
• Transmission Shop Insurance

Business Owners Insurance

Business Owners Insurance (BOP) could provide various protections for garages including general liability, and loss of income coverage.
General liability insurance, or GL, is a fundamental part of any garage insurance strategy. It could provide protection against lawsuits and other financial liabilities that result from things like accidents, building damage or other mishaps.
Find out if you're eligible to include BOP - through the Progressive Commercial Advantage program - as a part of your garage insurance plan. Check eligibility.

Workers' Compensation Insurance

Workers' Compensation insurance through the Progressive Commercial Advantage program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include Workers' Compensation coverage to your garage insurance package. Check eligibility.

Garagekeepers Legal Liability Insurance

Towing businesses and service stations might need to carry Garagekeepers Legal Liability insurance to protect customers' vehicles while they're being held or worked on. Learn more about Garagekeepers Legal Liability insurance.

See What You Could Save

Get a commercial vehicle quote online or call us at 1-888-806-9598 and learn more about garage insurance through the Progressive Commercial Advantage program.

Compensation Insurance

Workers' Compensation insurance (Workers' Comp insurance) is a mandatory type of insurance carried by many businesses. Workers' Comp insurance from the Progressive Commercial Advantage programSM covers medical costs and a portion of lost wages for an employee who becomes injured or ill on the job.
Workers' Comp insurance also protects companies from being sued by employees for workplace conditions that can cause an injury or illness.

Workers' Compensation Insurance Estimate

Enter your zip code to get an estimate for Workers' Comp insurance from the Progressive Commercial Advantage* program.

*Underwritten by a leading Workers' Compensation insurance carrier.

Who Needs Workers' Comp Insurance?

Workers' Comp insurance is required by law in almost every state. Workers' comp laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, received by employees in the course of their work.

Workers' Comp Insurance Basics

Workers' Comp insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work. Examples of injuries that may be covered by Workers' Comp insurance include injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
Many state workers' comp programs do not provide coverage for injuries that occur while an employee is not acting within the scope of employment - such as while playing football with friends on a day off.

Manufacturers Insurance

Manufacturing businesses like yours need their manufacturers insurance to cover a variety of risks to stay safe and productive. Manufacturers insurance offered through the Progressive Commercial AdvantageSM program could have all the coverage you need - all in one place.
The program offers Business Owners insurance, Workers' Compensation insurance and commercial vehicle insurance to small businesses that qualify. We can customize your manufacturers insurance with coverages that could protect you from lawsuits, damage to your buildings, loss of personal property and more.

Business Owners Insurance

Business Owners Insurance (BOP) could provide various protections for manufacturers including general liability, and loss of income coverage and others.
General liability insurance, or GL, is a fundamental part of any manufacturers insurance strategy. It could provide protection against lawsuits and other financial liabilities that result from things like accidents, building damage and other business related risks.
Find out if you’re eligible to get a BOP - through the Progressive Commercial Advantage program - as a part of your manufacturers insurance plan. Check eligibility.

Workers' Compensation Insurance

Workers' Compensation insurance through the Progressive Commercial Advantage program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include workers' compensation coverage to your manufacturers insurance package. Check eligibility.

Manufacturers Insurance for Vehicles

We provide all types of manufacturers vehicle insurance including:

• Pickup Truck Insurance
• Truck Insurance
• Tow Truck Insurance

• Van Insurance
• Low-Boy Trailer Insurance
• Gooseneck Trailer Insurance

Who Needs Manufacturers Insurance?

Almost all manufacturing businesses have the need for basic manufacturing insurance. They include:

• Apparel Manufacturing
• Book Publishing
• Cabinet Making
• Canning
• Carpet Manufacturing
• Casket Manufacturing
• Clothing Manufacturing
• Computer Manufacturing
• Candy Making
• Die Making
• Electronics Manufacturing
• Fabricating
• Food Milling
• Food Refining
• Frozen Food Manufacturing
• Furniture Making

• Grain Refining
• Greeting Cards
• Household Goods
• Ice Manufacturing
• Magazines
• Meat Packing Plant
• Mobile Home Manufacturing
• News Paper Making
• Plastic Manufacturing
• Printing
• Publishing
• Refining Grain
• Textile Milling
• Tobacco Manufacturing
• Tool Making
• And more…

Laws may vary by state, so make sure you're familiar with the local rules and regulations where you work.

See What You Could Save

Get a commercial vehicle quote online or call us at 1-888-806-9598 and learn more about manufacturers insurance for your vehicles and other insurance needs.
In addition to outstanding commercial vehicle claims services, we also provide flexible payment options and fast online bill payment capabilities.
Learn more common types of commercial vehicles we insure and browse commercial vehicle insurance information organized by vehicle type. Also view a list common trailers we insure.

Disclaimer

Business Owners and General Liability policies purchased through the Progressive Commercial Advantage program are underwritten by select insurers.  These insurers are not affiliated with Progressive and are solely responsible for claims.  Prices and coverages vary among these insurers.  We attempt to quote applicants with at least one of these insurers by using our Business Owners quoting guidelines for the applicant’s state.  The company quoted may not be the lowest priced Business Owners or General Liability policy available for the applicant.  Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of these Business Owners and General Liability insurers.  Progressive assumes no responsibility for the content or operation of these insurers’ websites.  Information provided by an applicant or insured to a Business Owners or General Liability insurer is subject to its terms of use and privacy policy.
Our Business Owners and General Liability quoting guidelines for the applicant’s state will determine the company quoted.  The company quoted may vary by state.

Store Insurance

Store insurance can help protect your business against lawsuits and financial losses resulting from a number of situations. A customer can fall and injure themselves; property could become damaged or stolen, employees could become injured or sick.
Any store owner who’s experienced problems like these could tell you how important it is to carry the right types and amounts of store insurance. Coverages might include:

• General Liability Insurance
• Property Insurance
• Buildings Insurance
• Loss of Income Insurance

• Identity Theft Insurance
• Valuable Papers Coverage
• Worker’s Compensation
• Commercial Vehicle Insurance

Now you can get store insurance, with general liability insurance and other coverages through the Progressive Commercial Advantage program. The program offers Business Owners insurance (or BOPs), Workers' Compensation insurance and commercial vehicle insurance to small businesses that qualify.

Who Needs Store Insurance?

Almost all retail stores and other small businesses need some type of basic store insurance. They include:

• Electrical Contractors
• Electric Repairmen
• HVAC Technicians
• Heating Contractors

• Lighting Technicians
• Lighting Consultants
• Air Conditioning Contractors
• Construction Companies

Laws may vary by state, so make sure you're familiar with the local rules and regulations where you work.

Business Owners Insurance

Business Owners Insurance (BOP) could provide various protections for stores including general liability insurance, property insurance, loss of income coverage and more.
General liability insurance, or GL, is a fundamental element of any store insurance strategy. It could provide protection against lawsuits and other financial liabilities that result from things like slips, building damage, lawsuits and other business related risks.
Find out if you’re eligible to include BOP - through the Progressive Commercial Advantage program - as a part of your restaurant insurance plan. Check eligibility.

Workers' Compensation Insurance

Workers' Compensation insurance through the Progressive Commercial Advantage program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include Workers' Compensation coverage to your store insurance policy. Check eligibility.

Store Insurance for Vehicles

We provide many types of store vehicle insurance including:

• Van Insurance
• Pickup Truck Insurance

• Business Auto Insurance
• Utility Trailer Insurance

See What You Could Save

Get a commercial vehicle quote online or call us at 1-888-806-9598 and learn more about store insurance for your vehicles and other insurance needs.
In addition to outstanding commercial vehicle claims services, we also provide flexible payment options and fast online bill payment capabilities.
Learn more common types of commercial vehicles we insure and browse commercial vehicle insurance information organized by vehicle type. Also view a list common trailers we insure.

Disclaimer

Business Owners and General Liability policies purchased through the Progressive Commercial Advantage program are underwritten by select insurers.  These insurers are not affiliated with Progressive and are solely responsible for claims.  Prices and coverages vary among these insurers.  We attempt to quote applicants with at least one of these insurers by using our Business Owners quoting guidelines for the applicant’s state.  The company quoted may not be the lowest priced Business Owners or General Liability policy available for the applicant.  Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of these Business Owners and General Liability insurers.  Progressive assumes no responsibility for the content or operation of these insurers’ websites.  Information provided by an applicant or insured to a Business Owners or General Liability insurer is subject to its terms of use and privacy policy.
Our Business Owners and General Liability quoting guidelines for the applicant’s state will determine the company quoted.  The company quoted may vary by state.

Restaurant Insurance

Running a restaurant is challenging enough without having to worry about things like lawsuits, loss of income or property damage. Adequate restaurant insurance can help reduce these worries and help you concentrate on your food and customers.
Restaurants face a wide range of risks every day, and each business is unique. Typical restaurant insurance policies might include coverages such as:

• General Liability Insurance
• Worker’s Comp Insurance
• Property Coverage

• Identity Theft Insurance
• Valuable Papers Coverage
• Loss of Income Insurance

You could be eligible to get Restaurant insurance through the Progressive Commercial AdvantageSM program. The program offers Business Owners insurance (or BOPs), Workers' Compensation insurance and commercial vehicle insurance to small businesses that qualify.

Who Needs Restaurant Insurance?

All restaurants and food related businesses should have some type of restaurant insurance to stay protected. Examples of the different types of restaurant insurance we offer to food businesses include:

• Bar Insurance
• Café Insurance
• Cafeteria Insurance
• Catering Insurance
• Diner Insurance

• Deli Insurance
• Food Delivery Insurance
• Fast Food Insurance
• Pizza Restaurant Insurance
• Lounge Insurance

Some restaurants require specialized coverages and laws can vary by state. Make sure you're familiar with the local rules and regulations where you work.

Business Owners Insurance

Business Owners Insurance (BOP) could provide various protections for restaurants including general liability insurance, property insurance, loss of income coverage and more.
General liability insurance, or GL, is an important part of any restaurant insurance plan. It could provide protection against lawsuits and other financial liabilities that result from things like slips, building damage, lawsuits and other business related risks.
Find out if you're eligible to include BOP - through the Progressive Commercial Advantage program - as a part of your restaurant insurance plan. Check eligibility.

Workers' Compensation Insurance

Workers' Compensation insurance through the Progressive Commercial Advantage program could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to include Workers' Compensation coverage to your restaurant insurance package. Check eligibility.

Restaurant Insurance for Vehicles

We provide all types of restaurant vehicle insurance including:

• Food Truck Insurance
• Van Insurance
• Pickup Truck Insurance

• Box Truck Insurance
• Business Auto Insurance
• Commercial Trailer Insurance

See What You Could Save

Get a commercial vehicle quote online or call us at 1-888-806-9598 and learn more about insurance for your vehicles and restaurant.
In addition to outstanding commercial vehicle claims services, we also provide flexible payment options and fast online bill payment capabilities.
Learn more common types of commercial vehicles we insure and browse commercial vehicle insurance information organized by vehicle type. Also view a list common trailers we insure.

Disclaimer

Business Owners and General Liability policies purchased through the Progressive Commercial Advantage program are underwritten by select insurers.  These insurers are not affiliated with Progressive and are solely responsible for claims.  Prices and coverages vary among these insurers.  We attempt to quote applicants with at least one of these insurers by using our Business Owners quoting guidelines for the applicant’s state.  The company quoted may not be the lowest priced Business Owners or General Liability policy available for the applicant.  Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of these Business Owners and General Liability insurers.  Progressive assumes no responsibility for the content or operation of these insurers’ websites.  Information provided by an applicant or insured to a Business Owners or General Liability insurer is subject to its terms of use and privacy policy.
Our Business Owners and General Liability quoting guidelines for the applicant’s state will determine the company quoted.  The company quoted may vary by state.

General Liability Insurance

General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but general liability insurance also is available to many contractors as standalone coverage through the Progressive Commercial AdvantageSM program.

Who Needs General Liability Insurance?

As a contractor or small business owner, you need some form of general liability insurance to safeguard your livelihood.
A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance.
Some employers might also require you to carry a certain amount of general liability insurance before you can work for them.

General Liability Insurance for Contractors

If you’re a contractor, we understand you might only need general liability insurance - not a BOP. For example, you might not own any commercial buildings that require property insurance, or need to cover payroll or other operating expenses. However, you’re still exposed to liability risks in your job.
You might be eligible to get general liability insurance, without the extra coverages in a BOP, through the Progressive Commercial Advantage program. We offer general liability insurance, as well as *Blanket Additional Insured Coverage to contractors who qualify.
*Blanket Additional Insured Coverage extends your existing liability insurance to other entities as required by some contracts with employers.

General Liability Insurance in a BOP

General liability insurance, along with other various protections, is available in BOPs written through the Progressive Commercial Advantage program.
If you need to protect things like personal property, or commercial buildings such as garages or storage facilities, you might require the additional protections provided in a BOP. Use the form above to find out if you’re eligible to take advantage of the program today.

Disclaimer

Business Owners and General Liability policies purchased through the Progressive Commercial Advantage program are underwritten by select insurers.  These insurers are not affiliated with Progressive and are solely responsible for claims.  Prices and coverages vary among these insurers.  We attempt to quote applicants with at least one of these insurers by using our Business Owners quoting guidelines for the applicant’s state.  The company quoted may not be the lowest priced Business Owners or General Liability policy available for the applicant.  Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of these Business Owners and General Liability insurers.  Progressive assumes no responsibility for the content or operation of these insurers’ websites.  Information provided by an applicant or insured to a Business Owners or General Liability insurer is subject to its terms of use and privacy policy.
Our Business Owners and General Liability quoting guidelines for the applicant’s state will determine the company quoted.  The company quoted may vary by state.

Contractors Insurance

Work accidents happen – it’s a fact. Protect yourself and your business with contractors insurance through the Progressive Commercial AdvantageSM program today.
Our contractors insurance could provide you with a Business Owner's Policy (BOP) with general liability insurance, Workers' Compensation insurance, and commercial vehicle insurance – all in one place! This helps to reduce the hassle of dealing with multiple companies and contacts to purchase and maintain your contractors insurance.

Who Needs Contractors Insurance?

General contractors, contractors, and subcontractors are commonly required to carry contractors insurance by the various laws and businesses they work for. Typical types of contractors insurance include:

• Construction Insurance
• Carpenter Insurance
• Plumbing Insurance
• Cleaning Insurance
• Electrician Insurance

• Landscaping Insurance
• Painting Insurance
• Handyman Insurance
• Snow Plow Insurance
• And many more…

Contractors General Liability Insurance

General liability insurance, or GL, is a fundamental part of contractors insurance. It could provide protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps.
General liability insurance is often bundled with a variety of other coverages in a Business Owners Policy, or BOP. But as a contractor, you might not need all these coverages.
You could be eligible to get contractors insurance with general liability protection without a BOP, through the Progressive Commercial Advantage program. Check eligibility.

Contractors Insurance for Vehicles

We provide many types of contractor vehicle insurance including:

• Pickup Truck Insurance
• Truck Insurance
• Tow Truck Insurance

• Tilt Trailer Insurance
• Low-Boy Trailer Insurance
• Gooseneck Trailer Insurance

In addition to outstanding commercial vehicle claims services, we also provide flexible payment options and fast online bill payment capabilities.
Learn more common types of commercial vehicles we insure and browse commercial vehicle insurance information organized by vehicle type. Also view a list common trailers we insure.

See What You Could Save

Get a commercial vehicle quote online or call us at 1-888-806-9598 and learn more about contractor insurance, BOP and Workers' Compensation insurance today.

Worker's Compensation Insurance

Worker's Compensation insurance could help cover the medical costs and a portion of lost wages for an employee who becomes ill or injured during work. Discover if you're eligible to carry Workers' Compensation insurance through the Progressive Commercial Advantage program as part of your contractors insurance strategy. Check eligibility.

Disclaimer

Business Owners and General Liability policies purchased through the Progressive Commercial Advantage program are underwritten by select insurers.  These insurers are not affiliated with Progressive and are solely responsible for claims.  Prices and coverages vary among these insurers.  We attempt to quote applicants with at least one of these insurers by using our Business Owners quoting guidelines for the applicant’s state.  The company quoted may not be the lowest priced Business Owners or General Liability policy available for the applicant.  Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of these Business Owners and General Liability insurers.  Progressive assumes no responsibility for the content or operation of these insurers’ websites.  Information provided by an applicant or insured to a Business Owners or General Liability insurer is subject to its terms of use and privacy policy.
Our Business Owners and General Liability quoting guidelines for the applicant’s state will determine the company quoted.  The company quoted may vary by state.

Van Insurance

Vans are a popular vehicle for many different business types. Whether you drive a delivery van or own a small fleet of cargo vans, it’s important to make sure that your business and vehicles are protected with commercial van insurance.

Who Needs Commercial Van Insurance?

Whether you own your own business van and make deliveries, or operate a company van, Progressive’s commercial van insurance can provide you with the insurance coverage you need. Examples of businesses that require commercial van insurance include:

• Couriers
• Expeditors
• Florists
• Caterers that make deliveries
• Electricians, plumbers or tradesmen making service calls
• And more

If you own a company, you or your employees will be driving your cargo vans or other business vans, you’ll want to make sure you have Liability insurance, which pays for injuries or damage to other people or property if you're at fault for an accident.
You’ll also want to consider getting physical damage coverage, which provides protection for your business van if it is damaged in an accident. Make sure you have enough coverage to ensure that you avoid losing business or profit if something happens to one of your commercial vans. For a complete list of the insurance coverage available to you, visit the small business auto insurance section.
If you work as an independent contractor and make deliveries using your commercial van, your employer may provide insurance coverage’s that protect the products or delivered goods you transport in your cargo or delivery van. They may also provide liability insurance to cover you while you’re working. Be sure to ask your employer about what coverage they provide, because you might only be protected while you're delivering for them. In that case, you'll need your own commercial van insurance policy for when you drive your vehicle for personal use.
Get a quote online or call us at 1-888-806-9598 to speak with a licensed insurance representative about your commercial van insurance needs today.

Business Van Insurance and More

Progressive provides coverage for a variety of commercial vans, including:

• Cargo vans
• Delivery vans
• Company vans
• Mini vans
• Passenger vans
• Wheelchair vans
• Step vans
• Sprinter trucks

Vehicle Insurance

Because you depend on your vehicle every day, it's important to protect it with the proper food service vehicle insurance. Whether you need refrigerated truck insurance or commercial van insurance, we can help you get the proper food service vehicle insurance for your business.

Food Truck Insurance

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Food service vehicle insurance from Progressive offers comprehensive insurance discounts along with outstanding commercial vehicle claims services. We also provide flexible payment options and fast online bill payment capabilities.

Vehicle Insurance for Food Service

We provide all types of food service vehicle insurance including:

Business Auto Insurance Truck Insurance Pickup Truck Insurance Catering Truck Insurance Refrigerated Truck Insurance

Step Van Insurance Food Service Trailer Insurance Lunch Wagon Insurance Concession Trailer Insurance Straight Truck Insurance

Learn more common types of commercial vehicles we insure and browse commercial vehicle insurance information organized by vehicle type.  Also, view a list of common trailers we insure.
Examples of businesses that might need food service vehicle insurance include:

Mobile Food Service Event Food Service Buffet Food Service

Business Food Service Convention Food Service Wedding Food Service

Business Auto Insurance

As a business owner, you're passionate about what you do. That's why we offer business auto insurance solutions specifically designed for companies just like yours.

Auto Insurance For Businesses

Progressive defines small businesses as privately owned corporations, partnerships and sole proprietorships with anywhere from one to 100 employees that typically operate everyday vehicles such as pickup trucks, vans, cars and SUVs.
If you work in the towing services or trucking industries, please visit the tow truck insurance or truck insurance sections to learn about unique products and features Progressive offers to meet your small business insurance needs.

Choosing Insurance For A Business

Progressive divides small businesses into more industry-specific categories, allowing us to provide you with targeted auto insurance for businesses. To learn more about how we can help protect your business, view businesses we insure.

Business Auto Insurance Resources

Progressive provides the following resources if you have questions about small business auto insurance:

• Frequently asked questions - Get fast answers to common small business auto insurance questions.
• Commercial auto claims service - See how Progressive’s auto insurance for businesses provides superior service for all kinds of vehicles.

Special Needs Business Auto Insurance

Every business has unique needs, so Progressive provides special business auto insurance solutions and helpful advice for the following:

• Seasonal business vehicle insurance - If your small business only operates during specific months of the year, we offer seasonal small business auto insurance products and services just for you.
• New business vehicle insurance - If you are about to start a business, or your business is still in its first year or two of operation, you can get advice and learn about auto insurance for a business like your new venture.

See What You Could Save

Get a quote online or quote by phone at 1-888-806-9598 and learn more about our Business Auto insurance, discounts and flexible payment plans.

Truck Insurance

Whether you have a half ton or over one ton pickup truck – you expect your truck to help you get your work done. You should also expect to get the best coverage and service options with your pickup truck insurance. As the #1 Truck Insurer in America, Progressive has pickup truck insurance and trailer insurance options designed to meet your business’ needs.

Pickup Truck Insurance Coverages

No matter what you’re hauling, you want to make sure you have the right insurance coverages for your pickup truck. Whether you’re a contactor, a landscaper or any other skilled tradesperson, you need to make sure you have enough truck insurance to protect you no matter what kind of situation you’re in. Common types of pickup truck insurance coverages include:

• Liability Insurance – Includes Bodily Injury and Property Damage coverage and can cover injuries or damage to other people or property if you're at fault for an accident.
• Physical Damage Coverage – Includes Comprehensive and Collision coverage and can protect you if your pickup truck collides with another object or rolls or is stolen.
• Uninsured or Underinsured Motorist Insurance – Can provide coverage when you’re involved in an accident with an uninsured or underinsured motorist. Uninsured Motorist insurance options vary by state, but our licensed agents can help you determine what options are available and what choices make sense for your business.

We also offer coverage for different types of trailers, including the following:

• Utility Trailer
• Horse Trailer
• Gooseneck or Medium Duty Trailer

Pickup Truck Insurance Quotes Made Easy

Get a quote online or call us today at 1-888-806-9598 to see how much you could save on commercial pickup truck insurance today. Let us guide you each step of the way to a policy customized to meet your specific pickup truck insurance needs. We offer real benefits to our commercial pickup truck insurance customers including:

• Customized Commercial Auto Insurance Discounts – We offer discounts designed especially for our commercial auto policyholders. You could be eligible for a discount just by having a commercial driver’s license or based on the number of years you’ve been in business. We also offer additional savings for customers who pay their pickup truck insurance bills electronically or pay their policy in full.
• Superior Commercial Auto Insurance Claims – We offer best-in-class commercial auto insurance claims service with highly trained insurance claims specialists. Our claims specialists will work with you to help you get your pickup truck or trailer back on the road fast.

Progressive insurance

The Progressive Group of Insurance Companies has always lived up to its name by being one step ahead of the insurance industry, and finding new and affordable insurance solutions. We began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.Progressive continues to find better ways to serve you with our new and personalized Snapshot^® program and our Name Your Price^® car insurance shopping option. 

With Progressive, you have lots of options—whether it's matching coverage to your needs or choosing our concierge level of claims service for your vehicle repairs. Read about our agency and online services and insurance solutions. Meet the people who make a difference in our company, learn about our core values andhistory, and see how we’re being recognized for our accomplishments